This giveaway is now closed. Congratulations to our winners! We’re giving away copies of The Survival Guide for Money Smarts to five lucky readers! This lively guide introduces the basics of financial literacy and money management to kids—from earning and saving money to spending and donating it.
To Enter: Leave a comment below describing how you encourage kids to be “money smart.” This giveaway is now closed.
For additional entries, leave a separate comment below for each of the following tasks that you complete:
Each comment counts as a separate entry—that’s four chances to win! Entries must be received by midnight, September 23, 2016.
The winners will be contacted via email on or around September 26, 2016, and will need to respond within 72 hours to claim his or her prize or another winner will be chosen. This giveaway is in no way affiliated with, administered, or endorsed by Facebook, Twitter, or Pinterest. Winners must be U.S. residents, 18 years of age or older.
We welcome your comments and suggestions. Share your comments, stories, and ideas below, or contact us. All comments will be approved before posting, and are subject to our comment and privacy policies.
© 2016 by Free Spirit Publishing. All rights reserved.
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My daughter earns an allowance. I teach her to take $10% of it and put it into savings each week. You never know what might come up!
I’ve always told the boys take money out of each check and have it direct-deposited into their savings account. Also never put anything on a credit card out of impulse that you don’t have money in your pocket to pay for
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We have three jars, one is for money earned, one is for money saved and one is for money to donate. Every dollar is divided three ways. The only money that can be spent is the first one. The middle one goes to the bank and the third is donated.
We have a jar that we keep out and encourage children to put coins into it and we discuss what can be done with the money when it is full
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If they want to buy something on impulse, I encourage them to think it through for a couple days then if they want it they can go back. They usually change their minds.
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At the bank I work at, we encourage kids to be “money smart” by offering student savings banks in our elementary schools. We go out to our county schools, sign students up for a savings account, let them deposit money on determined days, and they receive a small token for their deposit. For the employees of these student savings banks, we use 5th grade students! Our depositors love it and so do our “employees”! On occasion, I am required to teach a money lesson, and they really enjoy learning about saving, spending, earning, and giving!
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Spend, Save, Give banks!
I encourage kids to save their money and to consider that once they spend their money, it is gone. Maybe they got something good, but if they did not, there is a life-lesson in there.
In an effort to help my children learn about managing their money and learning to earn it on their own we decided that we would not do allowances in our home. Instead we have certain chores that are not part of their regular chores that they can get paid to do. We created a list of those with the monetary amount connected to them. Our children let us know what chore they are going to do then they have to fill out a “Time Sheet” for when they start and stop working on that chore. At then end of the week they turn in their time sheet and get paid accordingly. I have bank accounts set up for each of them and we strongly encourage them to save at least half of what they earned.
I taught special education students and tried to impart some sense about money–using it wisely and saving some for the “future.” it is amazing to me how many adults have no more sense about money than those children did.
I try to share with children that they can “window shop” and then remember to bring their money that they save to the store and make sure they really want that item.
I work for a 501-c-3 foundation with a mission to promote financial literacy that includes program presentations for all ages — pre-k to seniors.
I encourage kids to be money smart by helping them understand the importance of filling up their “piggy bank” in order to grow and have abundance.
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The library has been doing some programming for Money Smart Week for the past few years. Programs for kids would be great!
It’s great to lead our children to being wise with their money! Thanks Free Spirit Press!
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I encourage my kids to wait a month before buying something with their own money as a “cool off” period. “If you still want it a month from now then you can get it.” Frequently they forget about it and move on and save their money.
I’m a family and consumer sciences middle school teacher, so we spend time getting certified on Everfi Vault. Students learn how to earn, spend, and save money wisely.
Our 4th grade is doing a project called BizWorld in which students become entrepreneurs and keep careful financial records
I encourage our children how to be money smart by seeking sale items.
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Children becoming money smart is much like other habits. They learn from the adults in their lives. Let’s see if this publication can assist us in early care and education to “pause” and learn better methods of teaching money management!
To encourage my students to be money smart, we have a Financial Literacy Unit in my 4th grade. I have supplemented the districts materials with booklets from the Federal Reserve and would love additional engaging materials!
I encourage my kids to save most of the money they receive as gifts or allowance (in a bank acct), and keep the rest to buy something now or save up for something bigger they would like.
Each child have a “piggy” bank and is encouraged to regularly keep track of how much money is in it.
I would love to win this wonderful book. I would love to share this with families and child care providers. It is a great opportunity for them to know about Free Spirit Publishing!
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I discuss decision making with my middle school students by relating financial smarts and financial control to personal freedom!
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I would love to have this for my family! My girls can’t figure it out so I hope my grandkids will to manage their money.
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I haven’t quite started encouraging my children to be money smart as I’m just learning as an adult, but this would be greatly appreciated to start our journey.
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The library encourages kids to be money smart by participating in Money Smart Week every year – we have money smart storytimes and give away copies of titles about using money wisely.